RRSP is good for saving tax and making money. But there are also rules to pay attention to. Although dual-income families may have stable income, in fact, many families around us have one person responsible for earning money to support the family, and one person responsible for taking care of children or the elderly. With division of labor and cooperation, time does not feel so tight, and both home and outside are very thoughtful.
However, Canada's tax law is not very supportive of such a situation. To be precise, a family where one person has a high income and the other has a low income often pays much more tax than a family with the same income but both persons have similar incomes from work. Therefore, Canada has such a SPOUSE RRSP policy.
